Enter your ZIP code to explore CD rates in your area.

Opening an account online is easy. Start by getting rates based on your ZIP code, then select your terms and rates to see how to build your savings.
 

A ZIP code is required to check local rate information.
We don't recognize that ZIP code. Please try again.
We're sorry. Rate information is not available for that ZIP code.

CD Special

With a CD Special, you lock in the best CD rates we offer to the general public. And if you already bank with us, we may be able to offer you an even better bonus rate. Open your CD Special account with a $1,000 minimum deposit. 1234

CHOOSE YOUR ANNUAL PERCENTAGE YIELD 5

Competitive

This CD offers our most competitive, promotional rates - and great returns.

Guaranteed

Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose. 4

FDIC-insured

As with all our CDs, the CD Special is FDIC-insured up to $250,000. 1

3 great reasons why you should open a CD account 

More for your money

CDs offer our most competitive, promotional rates - and great returns.

Guaranteed returns

Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.

FDIC insured

As with all our CDs, the CD Special is FDIC-insured up to $250,000 1

CD laddering

Make the most of short-term and long-term CDs.

Get the flexibility you need to customize your savings and take advantage of guaranteed returns.

Start of disclosure content

Disclosures

  1. FDIC insured to the maximum allowed by law.

  2. $1,000 minimum opening deposit up to a maximum of $250,000. 

  3. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

  4. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

  5. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

Start of disclosure content

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our PRIVACY POLICY for how we treat your data.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Refer to Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.