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Today’s money market rates

Annual Percentage Yield (APY) and interest rates effective 07/25/2022 for date for zipcode (Change)

Why choose a Preferred Business Money Market account?

The U.S. Bank Preferred Business Money Market account allows your business to get the advantages of a higher level of interest without being tied to a U.S. Bank Business Checking Package account.

Preferred Business Money Market account features:

  • $10 monthly maintenance fee waived with a $1,000 minimum daily ledger balance
  • $100 minimum opening deposit
  • FDIC Insurance up to $250,000
  • Can be linked to your U.S. Bank business checking account for overdraft protection
  • ATM access
  • Free U.S. Bank Internet Banking
  • Accrue interest daily and pay interest monthly

Open a business money market account

Have these documents ready:

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use the owner’s Social Security number)

Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)

Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Make an appointment

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Call 800-673-3555
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Disclosures

  1. * You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.

  2. APY (annual percentage yield) refers to how much money you earn on a deposit over a year, taking into account compounding interest.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.