Customers expect the ability to pay in any environment - online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions allows your business to accept payments from anywhere – a store front, online, over the phone from home, on location or wherever your customers are.
Personal services business banking solutions
Manage your business finances in one place.
Gain a competitive edge with financial solutions designed for businesses that provide specialized services to the public – from hair salons to pet services to dry cleaners, and everything in between. Connect with a banker.
Banking solutions that help you run your business
Our comprehensive digital and full-service personal services banking solutions will help simplify managing your finances, client accounts and staffing so you can focus on delivering the best service for your customers.
Handle payments with flexible options.
- Accept credit and debit card payments online, in-store, or on the go with a point-of-sale system that can grow with your business.
- Optimize your business with built-in tools for inventory management, sales and staffing.
- Access funds within hours with Everyday Funding.1
- Easily create invoices and manage your finances in one place.
Manage cash flow for your personal services business.
- Monitor your finances using our cash flow forecast tool, free in the online business banking dashboard or on the mobile app.
- Fund your business with a business loan or line of credit.
- Use our reporting and analysis tools to ensure you have the funds to keep your business running smoothly.
Streamline payroll with convenient tools.
- Manage payroll with SinglePoint® Essentials, our one-stop tool for managing check, wire and ACH accounts.
- Save time and money over paper paychecks with electronic payroll.
- Access full-service flexible payroll, tax and human resources support.
Fund your business with financing solutions.
- Finance essential assets with business equipment financing.
- Make your own storefront a reality with a commercial real estate loan.
- Let U.S. Bank help you tap into government-backed loans through the Small Business Administration (SBA).
Explore resources for managing your personal services business.
Learn financial tips and hear stories from other small business owners.
What type of loan is right for your business?
Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.
Eight ways for small business owners to manage their cash flow
Knowing how much cash is coming in and going out, and accurately forecasting sales and expenses, is critical to success. Here are the top things to keep in mind when managing your cash flow.
Grow your business with our Diversity Lending Program.
U.S. Bank is committed to supporting minority-, woman-, and veteran-owned businesses in reaching their goals with access to funding, support, and financial resources. Find out if you qualify for a business loan or line of credit through the U.S. Bank Business Diversity Lending Program.
Gifts that grow your business and brand loyalty.
Want a cost-effective way to attract and retain customers? Need to maximize your advertising dollars? Our gift card programs are smart and easy to set up.
Support for small businesses
From business checking to payment solutions, U.S. Bank offers products, resources and services to help small businesses thrive, all in one place.
Pay & receive
Business banking options that seamlessly integrate with payment solutions to help you manage your cash flow and receive payments to keep your operations running smoothly.
Manage & run
Manage cash flow swings with a clear view of your finances in one place.
Plan & progress
Take your personal services business to the next level with expert advice, lending solutions and staff management tools designed for growth.
Frequently asked questions
Cash flow keeps business in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank depository account customers with a U.S. Bank Payment Solutions account.
Yes. The U.S. Bank Focus card is a prepaid Visa card designed as an option for employers to electronically dispense payroll to their employees (i.e., direct deposit for your paycheck). It's available to U.S. Bank employees and U.S. Bank business clients who have chosen this as a payroll option.
Visit usbankfocus.com for more information or call us at 877-474-0010.
A U.S. Bank business credit card can give you access to funds to cover expenses, including inventory to help you plan and manage seasonal fluctuations. Learn more about how a business credit card can help your retail business.
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