Mortgage assistance: exploring a home-selling option
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Logo, U.S. Bank.

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SPEAKER 1: At U.S. Bank, we want you to know that if you're going through hard times, we can find a solution together.

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A check and a mortgage are on a cartoon scale.

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If you're experiencing long-term financial hardship and cannot afford your monthly mortgage payments, selling your home may be the best option.

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A "for sale" sign is in front of a cartoon house.

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Our goal is to help you avoid a foreclosure sale while protecting your credit score and preserving your equity.

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A price tag is on the house. Text, $150,000.

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Equity is how much money would remain if you sold your property and paid the mortgage in full.

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Text, 150k minus 120k equals 30k.

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So if you've already paid a considerable share of your mortgage, if your property is worth more than what you bought it, or if both are true, you may have equity that puts you in an excellent position to sell and personally keep the remaining profit.

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A cartoon hand holds money.

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On the other hand, if the value of your property doesn't cover the amount you owe on your mortgage, a short sale may be a solution.

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A house with a price tag and a Pay Off document are on a scale.

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In this program, U.S. Bank agrees to lower the amount owed, and you sell the property at fair market value.

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The scale balances.

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In addition, you may receive relocation assistance.

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Cartoons of a moving truck, then a computer monitor and cell phone.

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There's no cost to you to explore these options online or by phone, but you must contact us right away.

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Text, U S Bank.com slash Mortgage Help. 855-698-7627.

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Let's work together to protect your equity and credit score.

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Logo, U.S. Bank.

Text, U S Bank.com slash Mortgage Help.

Logo, Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

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