KNOWLEDGE BASE
How do I upgrade my secured credit card to an unsecured credit card?
Upgrading your account is a big decision. If it's been at least a year since you've opened your account, call us at 800-285-8585 and we'll submit your request. We accept relay calls.
Please be aware of the following:
• Your consumer credit report may be pulled with this request.
• If the request is approved:
• If the request is approved:
• Expect a new card with a new account number within 7-10 days.
• All account and payment history will be transitioned to the new account number, including unpaid balances and pending transactions.
• Your deposit refund will be issued in the form of a check and mailed to the system address within 10-14 days.
• All account and payment history will be transitioned to the new account number, including unpaid balances and pending transactions.
• Your deposit refund will be issued in the form of a check and mailed to the system address within 10-14 days.
• If the request is declined:
• Continue using your existing card. Your secured account will remain as is.
• You'll receive a letter in 7-10 days with the reason for the decision.
• You'll receive a letter in 7-10 days with the reason for the decision.