Featured credit card offers

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U.S. BANK SMARTLY™ CARD

Earn up to 4% cash back on every purchase.1

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U.S. BANK SHOPPER CASH REWARDS®

Earn up to 6% cash back plus a $250 bonus. 18,19,20

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U.S. BANK CASH+®

Earn up to 5% cash back6 on two categories you choose.7

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Find a credit card that fits your lifestyle.

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U.S. Bank Smartly™ Visa Signature® Card

Earn up to 4% cash back on every purchase1

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U.S. Bank Smartly™ Visa Signature® Card

Earn up to 4% cash back on every purchase1

Unlimited 2% cash back 
on every purchase.1

Earn up to 2% more cash back with a U.S. Bank Smartly® Savings account1 

  • Total of 2.5% with qualifying balance between $5,000 - $49,999
  • Total of 3% with qualifying balance between $50,000 - $99,999
  • Total of 4% with qualifying balance of $100K or more

These cash back rates can be obtained when rewards are redeemed into an eligible U.S. Bank deposit account.2

Earn more as you save more 
Unlock higher rates and benefits when you pair your card with a U.S. Bank Smartly Savings account.

Earn unlimited 2% cash back, with the ability to earn even more!

Annual Fee: $

APR: 0% intro APR3 on purchases and balance transfers4 for the first 12 billing cycles. 
After that, a variable APR, currently $

U.S. BANK CASH+® VISA SIGNATURE® CARD

Earn a bonus that has increased from $150 to $200 cash back.5,6

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U.S. BANK CASH+® VISA SIGNATURE® CARD

Earn a bonus that has increased from $150 to $200 cash back.5,6

Up to 5% cash back6
on two categories you choose each quarter.7

2% cash back
on one everyday category you choose each quarter.

1% cash back
on all other eligible purchases.

Maximize your cash back on every purchase.

Annual Fee: $

APR: 0% intro APR8 on purchases and balance transfers4 for the first 15 billing cycles. After that, a variable APR, currently $.

U.S. BANK ALTITUDE® GO VISA SIGNATURE® CARD

Earn 20,000 bonus points worth $200.9

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U.S. BANK ALTITUDE® GO VISA SIGNATURE® CARD

Earn 20,000 bonus points worth $200.9

4X points
on dining, takeout and restaurant delivery10

2X points
at grocery stores and gas stations/EV charging stations (excludes discount stores/supercenters and wholesale clubs).

2X points
on streaming services.

1X point
on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.11

Turn everyday spend into extra ordinary rewards.

Annual Fee: $

APR: 0% intro APR12 on purchases and balance transfers4 for the first 12 billing cycles.After that, a variable APR, currently $.

U.S. BANK VISA® PLATINUM CARD

Get a low intro APR for 21 billing cycles.

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U.S. BANK VISA® PLATINUM CARD

Get a low intro APR for 21 billing cycles.

Low intro APR
0% intro APR 13 on purchases and balance transfers4 for the first 21 billing cycles. After that, a variable APR, currently $.

View your credit score
anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use and free to U.S. Bank customers.14

Fuel your dreams with a low intro APR.

Annual Fee: $

APR: 0% intro APR on purchases and balance transfers4 for the first 21 billing cycles.

U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Earn 20,000 bonus points worth $200.15

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U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Earn 20,000 bonus points worth $200.15

5X points
on prepaid hotels and car rentals booked directly in the Altitude Rewards Center16

4X points
on travel

4X points
at gas stations and EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs).

2X points
on dining, streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs). 1X point on all other eligible purchases.

Travel in style, elevate your rewards.

Annual Fee: $0 

APR: 0% intro APR17 on balance transfers4 for the first 12 billing cycles. After that, a variable APR, currently $.

U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD

Earn up to 6% cash back plus a bonus that has increased from $200 to $250.18,19,20

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U.S. BANK SHOPPER CASH REWARDS® VISA SIGNATURE® CARD

Earn up to 6% cash back plus a bonus that has increased from $200 to $250.18,19,20

6% cash back
on your first $1,500 in combined eligible purchases each quarter with two retailers you choose18

3% cash back
on your first $1,500 in eligible purchases on your choice of one everyday category

1.5% cash back
on all other eligible purchases

Cash back amplified at your favorite retailers.

Annual Fee: $0 the first year ($/year thereafter).

APR: $

Build credit for tomorrow.21

Our credit-building cards let you spend just like you would with a traditional credit card. The main difference is you’ll need to make a refundable security deposit from $300 to $5,000, to set your credit limit. Spend within your limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to graduate to a traditional card.

U.S. BANK ALTITUDE® GO SECURED VISA® CARD

Earn up to 4X points while building credit.21

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U.S. BANK ALTITUDE® GO SECURED VISA® CARD

Earn up to 4X points while building credit.21

4X points
on dining, takeout and restaurant delivery22

2X points
at grocery stores and gas stations/EV charging stations (excludes discount stores/supercenters and wholesale clubs)

2X points
on streaming services

1X point
on all other eligible purchases.

Plus, a $15 credit for annual streaming service purchases such as Netflix and Spotify®.23

 

Annual Fee $

Credit limit: $300 to $5,000

U.S. BANK CASH+® SECURED VISA® CARD

Build credit21 and earn cash back.

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U.S. BANK CASH+® SECURED VISA® CARD

Build credit21 and earn cash back.

Up to 5% cash back6
on two categories you choose each quarter7

2% cash back
on one everyday category you choose each quarter

1% cash back
on all other eligible purchases

Annual Fee: $

Credit limit: $300 to $5,000

U.S. BANK SECURED VISA® CARD

Enjoy no annual fee and credit-building benefits.21

Apply now

U.S. BANK SECURED VISA® CARD

Enjoy no annual fee and credit-building benefits.21

View your credit score
anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use and free to U.S. Bank customers.14

Choose your payment due date.
Everyone’s schedule is different. So it’s handy to be able to pick when your payment is due.24

Zero fraud liability
You are not responsible for unauthorized transactions if your card is ever lost or stolen.25

 

Annual Fee: $

Credit limit: $300 to $5,000

Small business credit cards

Power your business purchases.

From points to cash back, there’s a credit card with benefits made for your business.

View business credit cards

Card partners

See more cards with rewards.

Learn about the retailers, airlines and other businesses we partner with to offer rewards credit cards.

Explore partner cards

U.S. BANK SMART REWARDS®

Get access to more benefits.

Unlock perks with a U.S. Bank Smartly® Checking account and credit card – like exclusive cash-back deals, checking account monthly maintenance fee waiver, and more.

Learn more

Retrieve your mail offer

Accept your card offer.

Ready to take the next step? Have the confirmation number from your offer invitation handy before you get started.

Retrieve your offer

Frequently asked questions

U.S. Bank card credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range. The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.

A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later on. While it sounds simple, credit can get complex.

A credit score of 700 or above is considered good. Credit scores range from 300 to 850 – the higher, the better. Learn about the factors that affect your credit score.

There are simple things you can do to build and maintain good credit. Pay your entire balance on time every month, stay below your credit limit and follow these other tips for improving your credit score.

U.S. Bank offers a variety of rewards credit cards, including cash back, travel and points rewards. You can compare and choose the best card that fits your lifestyle.

Yes. All U.S. Bank credit cards offer contactless chip technology that allow for enhanced security and touch-free payments, at the milllions of retail store locations that accept contactless payments.

U.S.Bank offers a variety of low interest rate credit cards, allowing you to choose a credit card that fits your lifestyle. To learn more, use our compare tool on this page.

Shopping Deals is an online, one-stop shopping experience where customers can receive rewards when they purchase products from over 1,000 online stores.

You can access the site by logging into your eligible credit card account with your username and password and navigate to Shopping Deals through the Rewards Center. When you click any online store's listing, you'll be directed to the store website, where you can complete your purchase.

Once enrolled, log in at usbank.com. Click on Shopping Deals in the Rewards Center and start shopping. By using Shopping Deals on your U.S. Bank Credit Card, you will be able to earn more rewards by shopping online.

Real Time Rewards is a redemption method offered on several U.S. Bank credit cards that enables you to instantly turn your purchases into rewards. Your mobile device can then be used to immediately redeem points toward a credit card purchase.

Once enrolled, redemption is quick and easy. Make a credit card purchase, and you will receive a text with the option to redeem points toward that purchase. Reply ‘REDEEM’ to complete the redemption.

You must have enough points to cover the entire purchase in order to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

For cardmembers

Digital payments overview
Cardmember agreements
Cardmember benefits
Start of disclosure content

Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for rewards based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

Start of disclosure content

  1. Cash back rewards are earned under the U.S. Bank Smartly™ Visa Signature® Card program. These rewards are earned as “Points”, and U.S. Bank will credit your U.S. Bank Smartly™ Visa Signature® Card with 2 Points for every $1 in eligible Net Purchases. You may earn additional Points for a Smartly Earning Bonus if you:

    • Have or open a U.S. Bank Smartly® Savings account with a minimum opening deposit of $25; and
    • Have “Combined Qualifying Balances” with U.S. Bank in open consumer checking account(s), money market savings account(s), savings account(s), CDs and/or IRAs, U.S. Bancorp Investments and personal trust account(s) (business accounts, commercial accounts, and the Trustee only (IFI) client relationship do not qualify). The Smartly Earning Bonus tiers are:
      • Between $5,000 - $49,999.99, to earn a total of 2.5 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 0.5 Points),
      • Between $50,000 - $99,999.99, to earn a total of 3 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 1 Point), or
      • $100,000 or more to earn a total of 4 Points per $1 (a base of 2 Points plus the Smartly Earning Bonus of 2 Points).

      The Combined Qualifying Balance is determined as follows:

      1. First, at the end of each month an average Combined Qualifying Balance is calculated.  The balance is based on a 90-day average balance of all qualifying accounts and is calculated by adding together the end of day ledger combined balances for every day in the last 90 days and dividing the total by
        1. 90 calendar days, or
        2. the number of days since opening an initial qualified account.
      2. Next, the Smartly Earning Bonus tier that is applied to your U.S. Bank Smartly credit card account is determined by one of two potential calculations: 
        1. For the initial evaluation after opening your first qualifying account and at the beginning of every calendar month thereafter, we will apply the Smartly Earning Bonus tier based upon the average Combined Qualifying Balance (as described above). 
        2. In addition, we will review the Combined Qualifying Balances on a daily basis to determine whether you qualify for a higher Smartly Earning Bonus tier based upon the day’s Combined Qualifying Balances. 

        If your daily Combined Qualifying Balances qualify you for a tier upgrade, you will be moved to the higher tier (within 5 business days).   You will remain in that tier until you qualify for a higher tier based on your daily Combined Qualifying Balances, or the calculated monthly Combined Qualifying Balance qualifies you for a higher or lower tier.

        The Smartly Earning Bonus tier will be applied to your U.S. Bank Smartly credit card account within the first 5 days of each month or upon reaching a higher tier, which means that the bonus tier that will be applied to your account may vary during a billing cycle. The Smartly Earning Bonus is applied as of the Purchase transaction date (which may not be the date the transaction posts to the account).

        For joint accounts: The applicable Smartly Earning Bonus tier will be determined by reviewing the Combined Qualifying Balances in the qualifying accounts of each Cardmember (if there is more than one) and using the total Combined Qualifying Balances of the individual whose accounts have the highest total. (This means that all Cardmembers may be aware of the balance range of the Cardmember with the highest qualifying balance each billing cycle.) Balances of the Authorized User(s) will not qualify for determining the Smartly Earning Bonus tier. Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.

  2. This card earns cash back rewards in the form of Points. To redeem as Cash Back in the values noted in this advertisement, Points can be redeemed as a deposit into an eligible U.S. Bank deposit account. Other redemptions, such as for statement credits and gift cards, may be at a reduced redemption rate.

  3. The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee:3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  4. Balance Transfers transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585.

  5. One-time $200 bonus will be awarded for redemption when you are approved for a new U.S. Bank Cash+® Visa Signature® Card and after eligible net purchases totaling $1,000 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance. Existing and previous Cash Rewards accounts do not qualify for this one-time bonus. One-time bonus cash does not apply toward account upgrades. This offer may not be combined with any other bonus offer. Offer is subject to credit approval.

  6. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($25 minimum redemption on cash back). Subject to applicable law, you may not redeem Cash back, and you will immediately lose all of your Cash back, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned.

  7. Cardmember must enroll each quarter into categories of their choice, or all net purchases will earn no more than 1% cash back. You will earn 5% cash back on your first $2,000 in combined net purchases (purchases minus returns or credits) in your two chosen 5% categories and 2% cash back in your chosen 2% category. Purchases over $2,000 in the 5% categories will earn 1% cash back. There are no limits on your 2% or 1% cash back earnings. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. In addition to earning 1% cash back for every $1 in eligible Net Purchases, Cash+ Cardmembers will earn an additional 4% cash back for every $1 in eligible Net Purchases spent on prepaid air, car and hotel reservations in the travel center using your Cash+ Card. Please allow 1-2 statement billing cycles for your bonus cash back to appear on your credit card statement. Refer to the Rewards Center for full details.

  8. The 0% introductory APR applies to purchases and is valid for the first 15 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 15 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  9. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Go Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  10. Points are earned on eligible Net Purchases. U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 3 bonus Points (4 Points total) for every $1 on restaurant, fast-food restaurant and bar purchases. You will earn 1 bonus Point (2 Points total) for every $1 on purchases in the following categories: grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart); gas station and electric vehicle charging station (excluding wholesale clubs, discount stores/supercenters and grocery stores/supermarkets) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  11. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  12. The 0% introductory APR applies to Purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  13. The 0% introductory APR applies to purchases and is valid for the first 21 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 21 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is $ based on your creditworthiness. The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 5% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  14. Free credit score access, alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by U.S. Bank to make credit decisions.

  15. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  16. Points are earned on eligible Net Purchases. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 4 bonus Points (5 Points total) for every $1 on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 3 bonus Points (4 Points total) for every $1 on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 3 bonus Points (4 Points total) for every $1 on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (excluding discount stores/supercenters, wholesale clubs and grocery stores/supermarkets). You will earn 1 bonus Point (2 Points total) for every $1 on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  17. The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to Purchases and cash advances. Thereafter, the APR may vary. The current variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). The variable APR for Cash Advances is $. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR.

  18. You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases (purchases minus returns or credits) will earn no more than 1.5% Cash back. Allow up to 3 business days for registration to take effect before you will be eligible to earn 3% Cash Rewards and 6% Cash Rewards. You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. There are no limits on your 1.5% Cash Rewards earnings. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction. Merchants that accept Visa credit cards are assigned a merchant code, determined by the merchant or its processor. U.S. Bank makes every effort to include all relevant merchant category codes in its listed Retailer and Purchase Categories. As U.S. Bank cannot control how merchants choose to classify transactions, we cannot guarantee a transaction will qualify for 3% and 6% Cash Rewards. Merchant subsidiary purchases and third-party delivery services are not eligible for additional Cash Rewards earning and will earn 1.5% Cash Rewards. Purchases not eligible for additional Cash Rewards earning will earn 1.5% Cash Rewards. U.S. Bank reserves the right to change Retailers and Purchase Categories. In addition to earning 1.5% Cash Rewards for every $1 in eligible Net Purchases, Shopper Cash Rewards Cardmembers will earn an additional 4% Cash Rewards for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the Rewards Center using your Shopper Cash Rewards card. Please allow 1-2 statement billing cycles for your bonus Cash Rewards to appear on your credit card statement. Refer to the Rewards Center for full details.

  19. In order to be eligible for the one-time $250 bonus, you will need to spend a minimum of $2,000 in Net Purchases on your new U.S. Bank Shopper Cash Rewards Visa Signature Card within 120 days after Account opening. Please allow 6-8 weeks for your bonus cash rewards to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Shopper Cash Rewards Visa Signature account. Use of the Card is subject to terms and conditions of the U.S. Bank Shopper Cash Rewards Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  20. Cash Rewards are redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking or Money Market Account based on your designation, as a U.S. Bank Rewards Card ($25 minimum redemption on Cash Rewards), or merchant gift card. Cash rewards do not expire as long as the account remains open.

  21. Late payments and going over the credit limit may damage your credit history.

  22. Points are earned on eligible Net Purchases. U.S. Bank Altitude Go Secured Visa Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 3 bonus Points (4 Points total) for every $1 on restaurant, fast-food restaurant and bar purchases. You will earn 1 bonus Point (2 Points total) for every $1 on purchases in the following categories: grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart); gas station and electric vehicle charging station (excluding wholesale clubs, discount stores/supercenters and grocery stores/supermarkets) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  23. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

  24. Not all payment due dates may be available. If approved, please call the number on the back of your card for further information.

  25. U.S. Bank provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.