Financial goals Legacy wealth management
Create a wealth plan that supports the people and the causes you care about.
Preserving your wealth
Making a lasting impact can mean many things to different people. You’ve worked hard to provide for yourself and others. It’s time to consider a financial plan that supports the people and the causes that mean the most to you – now and into the future.
There are many strategies you can consider when creating your legacy plan to help ensure your wealth does the most good for the most people. With any financial transfer, it’s important to consider the tax implications. We can partner with your tax advisors and help you find the most efficient way to maintain and share your wealth.
Estate planning
What happens to your assets largely depends on how you prepare during your lifetime. If you do nothing, state law will determine what happens. However, certain estate planning tools such as trusts can help you create the financial legacy you want. U.S. Bank will work with you and your tax and legal advisors to determine the right structure for an estate plan that considers your goals and priorities.
Trusts can allow you to avoid probate and help ensure your assets are distributed to beneficiaries more quickly. Some trusts enable you to keep personal financial information out of the public record. Trusts can also help ensure assets are managed the way you want during your lifetime.
Charitable giving
Make a lasting impact in your community and in the world through charitable giving strategies from U.S. Bank. Beyond making cash donations, there are many unique ways you can contribute to your favorite causes.
If you hold publicly-traded securities or other types of assets that have appreciated in value, you may want to gift the appreciated asset to a qualified charity and avoid the significant capital gains taxes you may face as you sell the asset.
You can also make charitable gifts of real estate or life insurance policies. Capital assets such as land, buildings, machinery and appreciated securities that you’ve owned for at least one year are worth considering as potential gifts as well.
Specialty assets
Creating a wealth plan that includes complex assets – such as a business, real estate, art or natural resources – requires special expertise. You need a partner that can help you assess the value of your asset and can work with your tax and legal partners to realize its true worth. The U.S. Bank Specialty Asset Management Group will partner with you to create a comprehensive wealth strategy that considers specialty assets.
Insurance planning
Life insurance, long-term care insurance and disability insurance can help protect your estate and ensure that your loved ones aren’t burdened with additional expenses. U.S. Bancorp Investments insurance specialists can help you determine the right coverage based on your lifestyle and needs.
Wealth Teams
Where are you in your financial journey?
We work to understand your assets, needs and goals, then provide the right level of support to help you move forward.
Online investing for all
No minimum investment required
Comprehensive wealth management
Starting at $100,000 in investments or $250,000 total balances
Private wealth services
Starting at $3 million net worth up to $75 million
Family office services
Starting at $75 million net worth and above
Disclosures
Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.