Yes. U.S. Bank offers its consumer checking customers an Overdraft Fee Forgiven program that allows Overdraft Paid Fees to be waived with qualifying deposits.
Take control of your financial wellness.
No matter where you are in your financial journey, you have goals, and we’re here to help you achieve them.
Maximize your money’s potential.
Manage your cash flow easily with automated budgeting. Move money safely with Zelle®. Save and spend wisely with our Insights and Goals tools.
Bank Smartly®. with U.S. Bank by tapping into an array of tools and resources that work together to put you - and keep you - on the road to financial wellness.
Grow your financial knowledge.
Whether you’re opening your first checking account or you’re already a seasoned financial pro, check out our Financial IQ. It includes an abundance of relevant and interesting articles, videos and webinars designed to help you grow your financial knowledge.
Learn about our special programs.
We have programs with extra benefits and features tailored for specific groups.
Military banking
U.S. Bank salutes you for your service by offering resources and special benefits exclusively for our veterans, active military members and military families.
Student banking
We offer products and services designed to help students organize their money and reach their financial goals.
Frequently asked questions
There are multiple places, including: the U.S. Bank Mobile App, online banking, your monthly statement, your checkbook and our routing number directory. The easiest way is to open the app and simply ask the U.S. Bank Smart Assistant, “What’s my routing number?”
You can open Bank Smartly Checking and Safe Debit accounts for a minor aged 13 through 17 if it is a joint account with an adult. You may do so together online or in a branch. If the minor is under the age of 13 or if you wish to open any other joint account with a minor, you must do so together in a branch. Make an appointment to meet with a banker.
You can apply for an individual bank account if you’re 18 years or older and a legal U.S. resident. You’ll need to provide your Social Security number and a valid, government-issued photo ID.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check.
A savings account is meant to help you grow your money or set aside funds for a big purchase. It’s often beneficial to have both as part of your financial plan. A savings account usually accrues interest.
A savings account is meant to help you grow your money or set aside funds for a big purchase. Savings accounts usually accrue interest.
A certificate of deposit (CD) is an account that offers you a higher interest rate than a traditional savings account in exchange for leaving your money untouched for an agreed upon time. That time period is known as the term length. You’ll incur a penalty if you withdraw your funds before the term is done.
There are multiple ways, including through: The U.S. Bank Mobile App, online banking, by phone or at a branch.
Get answers to frequently asked questions and learn about account services, features and benefits on our Checking customer resources page.
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