Only business owners enrolled in digital banking can approve or decline a digital wire transfer request. However, a wire transfer can be done in-person at a U.S. Bank branch, without secondary authorization needed. 

If your business has multiple owners, at least two owners need to be enrolled in digital banking to send a digital wire. When secondary authorization is needed, the digital wire can't move forward until approved.

If you decide to visit us at a branch, we suggest making an appointment to allow time for questions and processing. To schedule one, follow the steps in the article: How can I schedule an appointment at a U.S. Bank branch?