We will check your credit card account to determine eligibility for a U.S. Bank ExtendPay® Plan. If it qualifies, we’ll send an email inviting you to take advantage of our offer. Please note, eligibility may change based on your credit card account activity.

For U.S. Bank ExtendPay® Plans, you can find your options when viewing your account details or eligible transactions online. For transactions to be eligible, they need to be: 

• Purchased within 60 days before signing up for ExtendPay®.
• More than $100.
• Made at your regular purchase APR (not a promotional APR).
• Less than your purchase balance when you sign up.

More information

• You can have as many active U.S. Bank ExtendPay® Plans as you want. The total amount of the plans cannot exceed 50% of your credit line and must meet the necessary requirements. 
• One U.S. Bank ExtendPay® Loan, and one or more U.S. Bank ExtendPay® Plans can be active at the same time. The total U.S. Bank ExtendPay® balances cannot exceed 50% of your credit line.