KNOWLEDGE BASE

Am I eligible for a U.S. Bank ExtendPay® Loan?

We will check your credit card account to determine eligibility for a U.S. Bank ExtendPay® Loan. If it qualifies, we’ll send an email inviting you to take advantage of our offer. Please note, eligibility may change based on your credit card account activity.

For U.S. Bank ExtendPay® Loans, options are available when you choose “Explore U.S. Bank ExtendPay® Loan” in online banking or the U.S. Bank Mobile App.

More information

  • Only one active U.S. Bank ExtendPay® Loan is allowed at a time (up to 25% of your credit line). 
  • One U.S. Bank ExtendPay® Loan, and one or more U.S. Bank ExtendPay® Plans can be active at the same time. The total U.S. Bank ExtendPay® balances cannot exceed 50% of your credit line.