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What to know about your credit card transition

Union Bank is joining U.S. Bank and our goal is to make your transition as seamless as possible. U.S. Bank offers a variety of both personal and business credit cards, including options for cash back, flexible rewards, low interest and credit building.

Upcoming business and personal credit card transition dates

Late May/early June: A new U.S. Bank Credit Card will be mailed to all Union Bank Credit Card account holders. 

June 22: Union Bank Credit Cards and the associated credit card account number are deactivated.

June 28: You can view your past Union Bank transaction history and your current U.S. Bank Credit Card balance in mobile and online banking.

June 29: Your Union Bank Credit Card rewards balance is transferred to your new U.S. Bank Credit Card.

What you’ll need to do now.

Use your card as usual.

There’s nothing you need to do now – just keep using your Union Bank Credit Card as usual until the new U.S. Bank Credit Card arrives.

Update your contact info.

Make sure your contact information is up to date with Union Bank prior to your credit card account transition in June 2023. Check your email and postal mail for additional information about your new credit card account in the coming months.

Answers to your questions about switching U.S. Bank Credit Card account.

A new credit card with a new account number and expiration date will be mailed in late May/early June. Be sure to update any recurring payments with your new credit card’s account number and expiration date. This includes merchants, apps and service providers.

Your new personal credit card must be activated before you can use it. For business credits cards, your card is already activated and ready to use. Once you have an activated new card, securely destroy your old card.

Your Union Bank Credit Card and the associated credit card account number will deactivate on June 22.

Yes, your new U.S. Bank Credit Card will include rewards. More information about your new credit card rewards program will be mailed in early May.

Yes, your Union Bank Credit Card rewards balance will transfer to your new U.S. Bank Credit Card in late June.

Your new U.S. Bank Credit Card will have new features and benefits. More information about your new credit card will be mailed in early May.

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to your Rewards Program Rules for additional information.

Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. A purchase will not earn additional rewards if the merchant's selected code is in a category that is not eligible for additional rewards earning. We do not determine the category codes that merchants choose and reserve the right to determine which purchases qualify for additional rewards.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.