Quick Loan details

A business Quick Loan can be used for general purposes, equipment or purchasing new and used vehicles to help your business grow and thrive.

Features

  • Interest rates as low as 8.49%1 with loan terms from 49-60 months and autopay from a U.S. Bank account2
  • Loan amounts from $5,000 to $250,000
  • Competitive fixed interest rates and monthly payments
  • Flexible terms up to 84 months
  • SBA financing available
  • Secured and unsecured options available
  • Easily manage your loan through online banking

Fees

  • $0 origination fee

Which general purpose Quick Loan is right for you?

Secured Quick Loan

A secured business Quick Loan uses your business assets as collateral and offers loan amounts up to $250,000 and lower interest rates.

Unsecured Quick Loan

An unsecured business Quick Loan does not use collateral and offers loan amounts up to $50,000 and higher interest rates.

Apply online for a business loan.

We’ll guide you through a few sections, and you can save your application any time to return to it later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you.

Have your business and personal information ready, including Tax ID number and gross annual sales information, and let’s get started.

Which Quick Loan do you need?

General purpose business loan

Limited-time rates as low as 8.49%1 with loan terms from 49-60 months and autopay from a U.S. Bank account2

Use for working capital, office equipment and building improvements

Business equipment loan

Use to purchase 1–4 pieces of securable equipment like construction, medical or dental equipment

Business vehicle loan

Use to purchase any type of vehicle, such as trucks or vans, for your business

Help your business thrive with our Business Diversity Lending Program.

U.S. Bank is committed to helping close historical lending gaps among minorities, women and veterans. Our Business Diversity Lending Program includes U.S. Bank’s traditional business loans and lines of credit, but with credit guidelines that open the door to include a wider audience of business owners.

Start of disclosure content

Disclosures

  1. Automatic payments are not required for loan approval, but automatic payments from a U.S. Bank checking or savings account are required to receive the advertised rate specified above. Rates may vary based on, but not limited to, credit qualifications, term selected, approved amount, existing relationship, and/or collateral condition and loan to value.

Start of disclosure content

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.