U.S. Bank Altitude® Connect Visa Signature® Card

Earn 20,000 bonus points.1

Get a decision in as little as 60 seconds.

Mobile Carrier Terms.2

Mobile Carrier Terms.2

See annual fee and full terms

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U.S. Bank Altitude® Connect Visa Signature® Card

Earn 20,000 bonus points.1

Just spend $1,000 in eligible Net purchases in the first 90 days.

5X points3 on prepaid hotels and car rentals booked directly in the Altitude Rewards Center

4X points on travel. And 4X points at gas stations/EV charging stations on your first $1,000 each quarter (excludes discount stores/supercenters and wholesale clubs)

2X points on dining, streaming services and at grocery stores (excludes discount stores/supercenters and wholesale clubs)

1X point on all other eligible purchases

Additional Benefits

0% intro APR

Get 0% intro APR for the 12 billing cycles. After that, a variable APR applies, currently $.*

No foreign transaction fees

Enjoy no foreign transaction fees when making purchases outside the United States.

Airport lounge access4

Complimentary Priority Pass™ Select membership gives you 4 free visits to over 1,500 airport VIP lounges and experiences worldwide.

TSA PreCheck® or Global Entry® 5

Enjoy up to $100 in statement credits toward your application fee once every four years.

Pay over time with a U.S. Bank ExtendPay® Plan.6

Receive a new cardmember $0* fee offer on ExtendPay Plans opened in the first 60 days after account opening.6

ID Navigator Powered by NortonLifeLock™ 7

Get tools to help keep you informed of threats that may affect your identity.

Travel benefits8

Protection and assistance when traveling with Trip Cancelation/Interruption, Trip Delay Reimbursement and SmartDelay. Plus, stay connected in over 125 countries with complimentary GigSky global mobile data plans.

Visa Signature benefits

Special access to unforgettable experiences – from fine wine and food events, luxury hotels and premium car rental service to sporting events, shopping and more.

Apply now

Rewards calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically. The calculator is for illustrative purposes only as actual card usage may produce different results.

Calculated earnings are based on current earn rates and will change effective September 9, 2024

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Awards and Accolades for Altitude Connect

WalletHub Best Gas Rewards Credit Card Award

WalletHub

Best Gas Rewards Credit Card

WalletHub Best International Travel Credit Card Award

WalletHub’s 2024

Best International Travel Credit Card

WalletHub Best Summer Travel Credit Card Award

WalletHub’s 2024

Best Summer Travel Credit Card

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Frequently asked questions

In general, our credit card products are for customers with a credit score in the good to excellent range. We also offer several secured credit card products which are designed for people looking to build or rebuild their credit with responsible use.

  • 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center
  • 4X points on travel
  • 4X points at gas stations and EV charging stations through September 8, 2024, after that 4X on your first $1,000 each quarter (excludes discount stores and wholesale clubs)
  • 2X points on dining, streaming services and at grocery stores (excludes discount stores and wholesale clubs effective September 9, 2024)
  • 1X point on all other eligible purchases.3

Cardmembers can redeem points for travel, gift cards, merchandise, live events, charity, cash back9 and more.

Redeeming points is quick and easy. Choose any of the following:

  • Visit the Rewards Center found in online banking at usbank.com.
  • Log in to the U.S. Bank Mobile App, select your Altitude Connect account and choose Redeem or View my rewards.
  • Call the 24-hour Rewards Center at 888-229-8864.

Points never expire on your Altitude Connect Card.

If your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death), you may not redeem and will lose all your Points.

Yes. Your Altitude Connect Card is eligible to use at Shopping Deals. Shopping Deals is the easiest way to earn additional points while shopping online at over 1,100 stores using your credit card.

Once enrolled:

  • Log in at usbank.com.
  • Select Shopping Deals in the Rewards Center and start shopping.

By using Shopping Deals on your Altitude Connect Card, you will be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Shopping Deals site.

Yes. Your Altitude Connect Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.

Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.

If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.

Looking for a credit card with different benefits?

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Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.
 

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

* The 0% introductory APR applies to Balance Transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness). The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0 introductory annual fee for the first 12 months, after that $95. Effective September 9, 2024, the annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay Plans and ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR

† Balance Transfers transactions from other U.S. Bank National Association accounts are not permitted. You may cancel a balance transfer request within 10 days of account opening by calling 800-285-8585.

Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

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  1. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening. Please allow 1-2 billing cycles for your bonus Points to be credited to your Account. Existing or previous U.S. Bank Altitude Connect Visa Signature cardmembers are not eligible if you have received a new account bonus for this product in the last five years. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Connect Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  2. By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

  3. Points are earned on eligible Net Purchases. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 4 bonus Points (5 Points total) for every $1 on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 3 bonus Points (4 Points total) for every $1 on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 3 bonus Points (4 Points total) for every $1 on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (excluding discount stores/supercenters, wholesale clubs and grocery stores/supermarkets). You will earn 1 bonus Point (2 Points total) for every $1 on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  4. Cardmembers who enroll in the Priority Pass Select program will receive access for 12 months to airport VIP lounges worldwide that participate in the Priority Pass Select program. Enrollment with no membership fee is limited to one Cardmember per Account (including authorized users). Lounge visit fees apply. Please view the Guide to Benefits (PDF) or visit the U.S. Bank Altitude Connect Card Benefit site for eligibility details, to register, and for full terms and conditions. Cardmembers must accept the Priority Pass Select Conditions of Use which are located at: www.prioritypass.com/en/terms-of-use. One Cardmember per Account may be enrolled as the member in the Priority Pass Select program, and their first four visits are waived each Priority Pass Select membership year (not Cardmember year). Per person lounge visit fees will apply after free visits have been used. Lounge benefits, services and facilities differ by location and may only be available at an additional charge.

  5. Certain terms, conditions and exclusions apply. You must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your U.S. Bank Altitude Connect Visa Signature Card. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions.

  6. From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for  ExtendPayPlans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

  7. No one can prevent all cybercrime or all identity theft.

  8. Certain terms, conditions and exclusions apply. Please view the Guide to Benefits (PDF) for further card benefit details including full terms and conditions. In order for coverage to apply for Trip Interruption/Cancellation and Trip Delay Reimbursement, you must use your Altitude Connect Card to secure transactions. To register your flight for SmartDelay, visit altitudeconnect.smartdelay.com. Please visit gigsky.com/visa-usb-ac to register for GigSky and for further details and full terms and conditions. GigSky benefit is redeemable through November 15, 2025.

  9. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account (minimum redemption for Cash back will be the necessary points that are equal to $25 or more). See redemption options in the online Rewards Center by logging into usbank.com for information at time of redemption.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.