To get started, we suggest having your annual income and monetary asset information available. If there's a joint-owner, we'll need the same details about them too. Then, we'll ask for a few housing details, such as:

• The total monthly house payment.
• How much of the monthly housing payment you're liable for.
  
  • Provide the full amount if you're responsible for the whole payment.
  • Provide the portion you pay if more than one person lives in the home and are liable.
  • If there's a joint-owner on the account and they're responsible for part of the housing payment, provide the amount they pay. 
  • If the other person isn't a joint-owner, we don't need their portion of the housing payment.
• Tell us whether you own or rent your home.

When you're ready to submit a request to increase your limit, choose the experience below that works best for you.

Online banking steps:

For the best online experience, we recommend logging in at usbank.com.

1. Select Customer Service at the top of the page, then choose Self Service.  
2. Select Request Credit Limit Increase within the Credit Cards, Charge Cards, Personal Lines section. 
3. Choose the card you'd like to submit the credit limit increase for.
4. Provide your income and asset information, then select Continue to housing.
5. Answer the housing questions, then select Review my request.  
6. Verify the details are correct, then select Submit my request.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

1. Open the main menu and select Manage cards.
2. Choose your card and select Request Credit Limit Increase.
3. Provide your income and asset information, then select Continue to housing.
4. Answer the housing questions, then select Review my request. 
5. Verify the details are correct, then select Submit my request.

Additional information:

If you have any questions, or would like to check the status of a credit limit increase request, call us at 800-285-8585. We accept relay calls.