KNOWLEDGE BASE

How do I dispute a transaction on my credit card?

To dispute a transaction using digital banking

  1. Choose the credit card the charge was made to.
  2. Select the transaction in question to expand the details and choose Dispute this transaction.
  3. Answer the questions to help us determine the reason for your dispute, then select Continue to start your case. 

See: How do I upload documents to support my dispute claim?

More information

  • If the case can be submitted through digital banking, you'll receive confirmation once the steps are completed.
  • If the dispute option doesn't appear or if you have any questions, call us at 800-285-8585 to speak with a banker.
  • If you'd prefer to contact us in writing, please include the following in your letter. 
    • Your name, card number, address, and phone number.
    • The amount of the transaction and the date it posted.
    • The reason for the dispute and why you believe a mistake was made.

The address to send the above information to is:

Cardmember Service
PO Box 6352
Fargo, ND 58125-6352