See your CD rates.

A certificate of deposit (CD) is an account that offers you a higher interest rate than a traditional savings account in exchange for leaving your money untouched for an agreed upon time. We’ll use this to give you rate information based on where you live.

CD Special

Get better returns by locking in a promotional rate. The CD Special account requires a $1,000 minimum deposit. 4

ANNUAL PERCENTAGE YIELD 3

Standard CD

Enjoy flexible terms and a lower minimum deposit of only $500. 6

ANNUAL PERCENTAGE YIELD 3

% for 1 2 5

See other term lengths

Step Up CD

Get locked-in rate increases with a $1,000 minimum deposit. 4

ANNUAL PERCENTAGE YIELD 3

Rates increase

0.20%

Every seven months for 28 months125

See interest rates

Trade Up CD

Take advantage of rising rates once per term. The Trade Up CD has a $1,000 minimum deposit. 4

ANNUAL PERCENTAGE YIELD 3

%for  125

See other term lengths

How much can you earn?

Choose a CD, opening deposit and term length.1 2 5 We’ll calculate your CD earnings. The Annual Percentage Yield3 (APY) is effective currentdate for ZIP code currentZipCode(Edit ZIP code)

Start of disclosure content

Disclosures

  1. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

  2. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

  3. $1,000 minimum opening deposit up to a maximum of $250,000. 

  4. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

  5. $500 minimum opening deposit up to a maximum of $250,000.

  6. Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Start of disclosure content

Deposit products are offered by U.S. Bank National Association. Member FDIC.