Disclosures

1. Safe Debit Accounts are not eligible for recurring payments.

2. Today's checking rates – Annual Percentage Yield (APY) is offered at the bank's discretion and subject to change without prior notice. Must maintain the minimum balance needed for each tier in order to earn the disclosed APY. The daily balance method is used to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for the deposit on all accounts. Interest will be compounded daily and credited to your account monthly. If you close your account before interest is credited you will not receive the accrued interest. Account subject to the terms and conditions and fees associated with maintaining the account. Fees could reduce earnings on the account. FDIC insured to the maximum allowed by law.     

3. U.S. Bank AP Optimizer^® is a registered trademark of U.S. Bank N.A.

4. Non-U.S. Bank ATM owners may apply a surcharge fee unless they participate in the MoneyPass^® Network.  To find MoneyPass ATM locations, select “visit the MoneyPass locator” at the bottom of our ATM locator search results to be taken to the MoneyPass website.

6. Certain terms, conditions, and exclusions may apply. Please refer to visa.com/signature - this link opens in new window for further details and full terms and conditions.

7. Transactions are $0.40 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

8. Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

9. The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.

10. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude® Go Secured Visa® Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (not past due or overlimit). Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

11. Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView^™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore^® credit score from TransUnion^® is for educational purposes only and is not used by U.S. Bank to make credit decisions.

12. Internet access on your mobile device is required to use Mobile SinglePoint and fees may be charged by your mobile carrier, dependent upon your mobile plan. Check with your carrier for details on specific fees and charges.

13. Maximum Cash Rewards value applies to Cash Rewards redeemed for a statement credit or deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Cash Rewards for other gift cards, Real-Time Rewards and other rewards options. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Cash Rewards to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice. Cash rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned.

14. RTP^® is a registered trademark of The Clearing House Payments Company LLC.

15. iPhone is a registered trademark of Apple Inc.