Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 2.59%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment.

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Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.2

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RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.3

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Motorcycles, ATVs and more

Looking for a motorcycle, ATV, snowmobile, jet ski or golf cart? Let’s talk!

Make an appointment

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Prepare your vehicle for winter.

Winter weather won’t go easy on your vehicle, whether it’s new, used or leased. Minimize the wear and tear of the cold season by following a few simple steps. You’ll be keeping yourself safe, too.

Learn how to winterize your vehicle

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Decide if new or used is right for you

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

Learn about buying vs. leasing
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Disclosures

  1. U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. Net Purchases are Purchases minus credits and returns. You will earn 3 Bonus Points (4 Points total) for every $1 on restaurant, fast-food restaurant and bar purchases. IMPORTANT CHANGE: Effective April 14, 2025, you will earn 3 Bonus Points (4 Points total) for every $1 on your first $2,000 each quarter on restaurant, fast-food restaurant and bar purchases. You will earn 1 Bonus Point (2 Points total) for every $1 on purchases in the following categories: grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart); gas station and electric vehicle charging station (excluding wholesale clubs, discount stores/supercenters and grocery stores/supermarkets) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected

  2. Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

  3. Safe Debit Accounts are not eligible for recurring payments.