To waive the monthly maintenance fee, a relationship of $25,000 in combined deposit, investment and credit balances is required. Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money markets, CDs, and IRAs. Outstanding credit balances include U.S. Bank personal and purpose loans, U.S. Bank Mortgages, U.S. Bank Home Equity Loans and Lines of Credit, U.S. Bank Personal Line and U.S. Bank Credit Cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments.