Article Geography

Automated Investor is just one kind of investment management service. If your finances are more complex, consider working with a financial advisor, who can work with you one-on-one. Investment minimums and fees may apply.

Automated Investor is U.S. Bancorp Investments’ robo-advisor. Like many other robo-advisors, it uses a set of investing rules run by advanced computer software to manage your investments automatically in an investment advisory account.

Our experts guide Automated Investor’s philosophy by hand-picking investments from thousands of choices to design your customized portfolio based on five factors.

• Due diligence
• Market outlook
• Your investment goal and time horizon
• Risk comfort level
• Tax efficiency

Read more about each of these Building blocks.

Yes. You can request a transfer of funds from your Automated Investor account at any time. 

Taking money out of your account before your goal date may affect your ability to reach your goal, and some retirement accounts will have penalties and tax implications for early withdrawals.

A 529 account is alternative way to invest for education, and it covers many expenses, including tuition, books and room and board. There are some limitations on the use of its funds, and there may be tax implications if you don’t use the account for education purposes.