Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 2.59%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment

Make waves in a new or used boat with flexible financing from U.S. Bank.2

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.3

In a December 2020 survey by Kiplingers4, our digital capabilities and tools ranked highest among all mortgage lenders.

Make waves in a new or used boat with flexible financing from U.S. Bank.5

Start of disclosure content

Disclosures

U.S. Bank has established alliances to expand ATM convenience. These partner ATMs display the U.S. Bank logo and are included in the definition of a U.S. Bank ATM.

Can Employees Get the Job Done on Their Mobile Devices? And Should They? Reworked, 2021

A mobile-first strategy improves employee productivity, study finds, NETWORKWORLD, 2016.

Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. Net Purchases are Purchases minus credits and returns. In addition, you will earn 5 Points (1 base and 4 bonus Points) for every $1 on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the bonus points for that category. You will earn 4 Points (1 base and 3 bonus Points) for every $1 on travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies). You will earn 4 Points (1 base and 3 bonus Points) for every $1 on your first $1,000 each quarter on gas station and electric vehicle charging station purchases (excluding discount stores/supercenters, wholesale clubs and grocery stores/supermarkets). You will earn 2 Points (1 base and 1 bonus Point) for every $1 on purchases in the following categories: restaurant, fast-food restaurant and bar; grocery store and supermarket (excluding wholesale clubs and discount stores/supercenters such as Target and Walmart) and qualifying streaming subscription services. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. IMPORTANT CHANGE: Effective April 14, 2025, any new Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles. Points earned prior to April 14, 2025 will not be affected.

Home Equity Loan: In order to receive the lowest rate advertised, a set-up of automatic payments from a U.S. Bank personal checking or savings account is required but neither are required for loan approval. Customers in certain states are eligible to receive the preferred rate without having automatic payments from a U.S. Bank personal checking or savings account. Home equity loans not available for properties held in a trust in the states of Hawaii, Louisiana, New York, Oklahoma and Rhode Island. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required. Other restrictions may apply.

Simple Loan applicants must have an open U.S. Bank personal checking account with recurring direct deposits. Other eligibility criteria may apply. Loan approval is subject to eligibility and credit approval.

The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.

Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees.

Start of disclosure content

Disclosures

Investment products and services are:

Not a Deposit • Not FDIC Insured • May Lose Value • Not Bank Guaranteed • Not Insured by any Federal Government Agency

Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms.

Rewards programs only. Consult your cardmember agreement for details.

U.S. Bancorp (USB) is the parent company of U.S. Bank.

Start of disclosure content

Disclosures

  1. Use of Information – The provisions and explanations in the ‘Questions About Our Use Of Information’ section apply only to individuals or “consumer customers,” and to U.S. Bank Dealer Financial Services customers who are residents of California, North Dakota or Vermont and leased or purchased a vehicle and obtained U.S. Bank financing directly through an automotive dealership. These provisions and explanations supersede all previous notices or statements with respect to the subject matter described in this Use of Information section. We reserve the right to change the provisions and explanations in this Use of Information section at any time.

  2. For U.S. Bank National Association:
    Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

  3. For 2018, industry executives, directors and analysts from 680 companies, including 12 superregional banks, with a minimum of $10 billion in annual revenue, were surveyed by Korn Ferry in collaboration with Fortune Magazine. Survey responders rated their industry peers, who paid a fee to be considered, on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. For more detail about the selection methodology, see fortune.com/worlds-most-admired-companies.

  4. Subject to business and credit approval. Promotion valid on all new merchant accounts approved from April 24, 2024, through July 2, 2024. Practice Management Bridge® is provided by Rectangle Health. Rectangle Health is a registered payment service provider/ISO of Elavon, Inc. The Practice Management Bridge® solution by Rectangle Health is available in conjunction with payment processing services established through U.S. Bank and its subsidiary, Elavon, Inc. to qualify for the discounted point of sale equipment pricing. For merchants that process $999,999 or less in volume, all Ingenico Lane/7000 terminals that are regularly priced at $500+tax per device will be offered at a discounted rate of $250+tax per device. For merchants that process $1,000,000 or more in volume or merchants that purchase 5 or more terminals, the cost will be $200+tax per device. Promotion ends and all terms and conditions will expire on July 2, 2024. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Restrictions may apply. Payment processing services provided by Elavon. Terminal purchase will be invoiced directly by Rectangle Health.

  5. Visa (2018), Infrequent Travelers Analysis, Internal U.S. Bank report: unpublished.