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You can rely on us to help make your permanent change of station (PCS) as stress-free as possible.

Save money on your mortgage.

Take 0.25% of your new first mortgage loan amount and deduct it from your mortgage closing costs, up to a maximum of $1,0001. Plus, you may be able to reduce your interest rate for the first year with our FirStep2 option for Veteran Affairs (VA) and Federal Housing Administration (FHA) loans.

Take advantage of our industry-leading technology.

In a December 2020 survey by Kiplingers3, our digital capabilities and tools ranked highest among all mortgage lenders. Our intuitive, user-friendly platform allows you to start an online application, move at your own pace and partner with an experienced mortgage loan officer whenever you need assistance.

We’re dedicated to ethics.

You can rely on us to do what’s right for you. For the seventh year in a row, we've been named one of the 2021 World’s Most Ethical Companies® by the Ethisphere Institute4, in recognition of our demonstrated leadership in ethical business practices.

Let’s find the mortgage best for you.

We provide loans in all 50 states, allowing you to choose from a variety of options to fit your needs during your upcoming PCS.

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What does “credit score” mean?

When it comes to buying a home, your credit score can be a pretty big deal. Of course, you don’t have to have perfect credit to get a mortgage. But generally, the higher your credit score, the more choices and better rates you’ll have when you do apply for a mortgage.

Credit score ranges

There are several credit reporting agencies and all use a slightly different set of ranges. While the specifics vary, these ranges from TransUnion® offer an idea of what the numbers mean:

  • 850 – 781: Excellent
  • 780 – 720: Very good
  • 719 – 658: Good
  • 657 – 601: Fair
  • 600 – 300: Poor
Read more about credit scores
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Credit score factors

Factors that affect your credit score can fit into five categories and are spelled out in more detail in your credit report. Here are the categories that can affect your score:

  • Payment history
  • Amounts owed
  • Length of credit history
  • Amount of new credit
  • Types of credit
Learn about what affects your score

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What is the size of U.S. Bank?

Nearly 70,000 employees in 13 countries

Our culture is among our greatest strengths.

Explore careers

More than 2,000 branches in 26 states

We’re a neighborhood bank in thousands of neighborhoods.

Browse products and services

$23 billion in annual revenue

We have a diversified mix of four business lines

Read our annual report

No. 113 on the Fortune 500

That’s up from No. 138 five years earlier.

Check out the list

$559 billion in assets as of June 30, 2021

We’ve achieved this size through organic and M&A growth

Download our quarterly profile

From local to international businesses

We’re strategically positioned in our industry.

Listen to recent analyst calls

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Never miss a payment for your auto lease.

Your payment due date will be listed on your lease agreement. If you do not receive your welcome kit with your lease account number to set up your first payment, give us a call at 800-USBANKS (872-2657).

Online

To make a one-time payment or to set up autopay, log in to online banking and select  Bill payments from your dashboard.  If you use the U.S. Bank Mobile App, select Pay bills & transfer.

Mail

Payments can be mailed monthly to:
U.S. Bank
PO Box 790117
St. Louis, MO 63179-0117

Payment

Have your lease account, bank routing and checking account numbers ready and give us a call:

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Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Read More Terms and Conditions

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Read More Terms and Conditions

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Read More Terms and Conditions
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  1. Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

  2. The foregoing products are available solely for business transactions and not for personal, family or household transactions.

  3. The average monthly collected balance is calculated by adding the principal in the account for each calendar day in the statement period and dividing that figure by the total number of calendar days in the statement period.

  4. Must have a bank account in the United States to use Zelle®. Terms and conditions apply.