Get homebuying help that serves your needs.

Buying a home can be a great experience with the right information and the right team in place. That’s why we offer easy-to-use tools, education and personalized guidance at every step.

Financial education

Find helpful articles about how to buy, finance and maintain your dream home.

Go to Financial IQ

Learning modules

Discover e-learning courses that teach you the benefits and costs of buying and owning a home.

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Mortgage learning center

Access educational resources designed to help you on your homebuying journey.

Explore the learning center

Help when you need it

Connect with an experienced mortgage loan officer by phone or email, or in person at one of our local branches.

Find a mortgage loan officer

U.S. Bank stands apart.

Our commitment to customer satisfaction and doing what’s right puts us a step above the rest. We continue to be recognized for our ethical and inclusive culture, digital capabilities and more. Notable recent honors include:

See more notable accolades

U.S. Bank mortgage reviews

Get insights from people who have worked with us.

We got a packet just full of numbers and we had no idea what any of it meant. We called our mortgage loan officer, and he went over it with us page-by-page, line-by-line, it was really long. But he went through every single page and made sure we understood every single section of the packet. I thought that was extremely helpful.

– Shavez S. and Rosa M.

I was impressed with the U.S. Bank Mortgage customer experience and would both recommend U.S. Bank and give the highest marks! There were a few speedbumps along the way, but the U.S. Bank team managed everything both timely and professionally!

– James R.

Through all the chaos and trials, working with you has been the one thing that has remained consistently over-the-top professional and on point. It has been so helpful to know that we were in such great and competent hands.

– Kevin R.

How can you benefit from partnering with us?

It’s our goal to provide you with exceptional value and service. We hope you’ll take advantage of the perks we have to offer.

 

Save up to $1,000 on closing costs.

If you have an existing U.S. Bank first mortgage, a U.S. Bank Smartly™ Checking account or an existing Gold or Platinum Checking Package, you may be eligible for a customer credit5 of 0.25% of the loan amount deducted from the closing costs of your new first mortgage, up to a maximum of $1,000.6

See your potential savings

 

Get a cash-back bonus of $300 to $7,200.

Real Estate Benefits, powered by Anywhere Real Estate Inc. and its national network of real estate agents, gives you access to thousands of agents across the country. Your real estate coordinator will guide you throughout your transaction. And if you close with an agent from the Anywhere network, you may receive $300 to $7,200 as a cash-back bonus.7

Why choose U.S. Bank as your mortgage lender?

As you look to the future, you need a lender who makes the home-buying process easier, not harder. And that’s what you’ll get when you work with us. Some of the ways we can support you include:

Competitive mortgage rates

As a leader in the mortgage industry, we have the expertise and resources to get you into the home of your dreams. Compare rates for a variety of home loan options to find the product that’s right for you.

See current mortgage rates

Streamlined application process

One smart, simple and secure way to get started is with our online application. It allows you to start the application process whenever it’s most convenient for you and engage with a mortgage loan officer for help if you need it.

Start your application

Take the next step

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Call 855-291-2334
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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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  1. Gerstner, L 2020, ‘Financial Service Firms That Treat You Like a Star’, Kiplinger’s Personal Finance, pp. 65-71.

  2. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

  3. U.S. Bank named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2024 (also 2015–2023); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit www.worldsmostethicalcompanies.com.

  4. Industry executives, directors, and analysts from 680 companies, including 12 superregional banks, with a minimum of $10 billion in annual revenue were surveyed by Korn Ferry in collaboration with Fortune Magazine. Survey responders rated their industry peers who paid a fee to be considered on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services, and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. More detail about the selection methodology.

  5. Clients may be eligible for this credit with an existing U.S. Bank first mortgage, a U.S. Bank Smartly Checking account or an existing Gold or Platinum Checking Package. A minimum of $25 is required to open a U.S. Bank Smartly Checking account. For a comprehensive list of account pricing, terms and policies see the Consumer Pricing Information disclosure and the Your Deposit Account Agreement. These documents can be obtained by contacting a U.S. Bank branch or calling 800-872-2657.

  6. To calculate the U.S. Bank Client Credit, take 0.25% of your new first mortgage loan amount and deduct it from the closing costs. For purchase or refinance transactions, the maximum credit is $1,000. Certain mortgages may not be eligible for stated credits. Offer may not be combined with any other mortgage offers and can only be applied once per property within a 12-month period.

  7. Program and cash back bonus are offered by Anywhere Real Estate Inc., not U.S. Bank. Anywhere, Better Homes and Gardens Real Estate, Coldwell Banker, Century 21, ERA Real Estate and Corcoran are not affiliated with or a service provider of U.S. Bank and are not compensated by U.S. Bank for providing real estate services to you. You are not obligated to use an Anywhere network agent in order to obtain financing from U.S. Bank. View the program terms and conditions.